Questions & Answers

If you can't find the answer to your question here check you are logged in first and if you still can't find it click here and email your question to us.

Can I assign my Police Life Insurance Extra policy to a financial institution as security for finance?

Yes, Police Life Insurance Extra cover is generally more cost effective than Mortgage Repayment Insurance. A bank or other financial institution can be nominated as the beneficiary of the policy proceeds. If there is any residual value (i.e. in excess o ...

Read full entry

Do the excesses for vehicle insurance vary at all?

The standard excess for all Police Fire & General Motor Vehicle Insurance is $400 (however you can choose a higher excess in exchange for a lower premium). For drivers under 21, there is an additional $750 excess ($1,150 total), and for drive ...

Read full entry

Does Police Group Life Insurance have any residual value if I decide to cancel?

No, it is term cover and effectively your premium buys a sum assured. There are no maturity or surrender values. ...

Read full entry

I am retiring/resigning/disengaging from the Police. What happens to my Police Group Life cover?

As your Police Group Life insurance was subsidised by the Police, your Police Group Life will cease when you leave the Police. You can transfer your cover to our Police Life Insurance Extra policy. If you do this within 60 days of your last day of dut ...

Read full entry

If both my partner and I are police officers, how much Police Constabulary Group Life Insurance are we each covered for?

You are both covered for the amount insured under your own Policy. If your partner is a Police Welfare Fund member, you are also covered under their Partner Life Benefit. Your total amount of insurance cover is the sum of both these covers. ...

Read full entry

Should my partner die, who will receive the benefit payable under my Police Constabulary Group Life Insurance?

The Life Benefit under Partner Cover is payable to yourself as the Insured Person under the Policy. The Partner Cover is only available to members of the Police Welfare Fund. You should ensure you nominate your Partner on the Police Group Life Insurance ...

Read full entry

What do I need to do if my personal circumstances change (e.g. I get divorced)?

Update your details as soon as possible on a replacement Benefit Nomination Form for any of the following life cover(s) you have: ...

Read full entry

What happens to my Police Constabulary Group Life Insurance cover while I’m on leave without pay or secondment?

If you are a Police Welfare Fund member you may have the option to continue your cover for up to 24 months until your return to paid employment with the New Zealand Police. It is a good idea to continue your cover if you can. If your cover is termin ...

Read full entry

What is the definition of Partner under the Police Constabulary Group Life Insurance Policy?

Under the Police Constabulary Group Life Insurance Policy, a Partner is a spouse, de facto partner or civil union partner (as those terms are defined in the Property (Relationships) Act 1976).  Partner cover is only available to members of Pol ...

Read full entry

What’s not covered under the Constabulary Police Group Life Insurance policy?

There are specific exclusions under the Policy where a benefit is not payable. Please refer to the full version of the Police Constabulary Group Life Insurance Policy for further details. ...

Read full entry

Will you cover my contents while they are in storage?

Call our Member Services team on 0800 500 122 to discuss cover for your contents while they are in storage. Please note that we no longer offer cover for contents stored in a container and conditions do apply for contents in storage, along with an add ...

Read full entry